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Better insurance rates for good driving record?

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We’ve been with the same home and car insurance company since before we purchased our house. Back then, when we lived in an apartment, we only used the company for auto insurance. I guess we should have had our belongings at the apartment insured, but we didn’t. Lucky for us nothing happened!

Chris and I both have good driving records. Neither of us have ever managed to get a speeding ticket or any other kind of ticket. Well, Chris has had a few parking tickets, but that’s about it. So we’ve got very good driving records. I think maybe it’s time to call up our insurance company or perhaps another one and see if we can get an auto insurance quote that would bring down our payments.

We actually have pretty good rates right now, but I think that we might get better ones if we try to re-negotiate.

What do you think our chances of success are?

I’ve been meaning to call our insurance company anyway. Our dog is still a puppy but she’s a large breed dog (Lab) and I’ve heard that some people get their home insurance rates lowered a bit after getting a large dog. I guess it’s seen as home security.





Be an angel – donate your used car

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If you have a car that you don’t use anymore, perhaps an old car, you might want to think about donating your car to charity. There’s a non profit company in the US that makes it simple for you to donate cars, boats, RVs, a house or heck, even a plane to charity.

They use the donations to make videos like the one below for kids and teens. They’ve apparently been able to give away over 2.4 million videos so far and your donation could help them continue to help others who are in need.

Isn’t that a great idea? They’ll even arrange to have your used car or other donation picked up free of charge and they’ll get the paperwork done so that you’ll get an IRS tax deduction for your generous donation.

Are companies advertising everywhere these days?

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Have you noticed that ads that you’ve perhaps been seeing on the internet over the last year or more are suddenly in magazines and even on TV these days?

Maybe it’s just because I’m in Canada and some of these ads are finally making their way to main stream media here, but over the last month I’ve noticed more and more companies that I’ve seen doing big internet advertising campaigns advertising in magazines and on TV. You know, companies like Lifelock and ones for colon cleanse and several other products.

I thought more and more companies were turning to the internet to advertise but now I’m wondering if they’re changing their minds and going back to main stream advertising. What do you think? Are they putting their money into all kinds of ads or going back to more traditional ways of getting their message out?

Getting an iPod – which one should I buy?

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Now that Spring is almost here I know I’ll be getting outside more often. Actually I’ve been outside a lot this winter thanks to our puppy! Last winter there were days I didn’t go out at all, especially when it was really cold or snowing simply because I didn’t have to, but this year I had to go outside each day several times to walk the dog and or to step outside with her so that she could do her business.

Our puppy is getting older too so our walks will soon be longer. She’ll be able to endure longer walks and so will I! So … I’ve been thinking about finally getting an iPod. Can you believe that we don’t have one yet? Are we the last people around to not have an iPod or what?

I think I’ll enjoy listening to music as I walk the dog.

I’m going to see if I can find any deals at directbuy. I know the older models have come down in price, but really I’m lost … I don’t know what kind of iPod to buy. I’m not really interested in one of the video capable models. I’ll be walking and I don’t think I can watch a video and walk the dog at the same time.

We have a large music collection that I could transfer to the iPod so I guess I’ll need one with a fair amount of space.

So … what kind of iPod should I get?

Watching movies while I wait for new episodes of favorite TV shows

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We’ve had the movie channels as part of our cable package for years, but I must say that we don’t really use it often. We watch more of the regular top cable shows and documentaries or special shows on the specialty channels than we do movies.

However, having said that, with the writers strike going on for three months and new episodes of our favorite shows delayed until sometime in April we’ve been watching more movies on the movie channels this year.

I can’t remember which movie were were watching last week, but half way through the movie we started seeing subtitling in Spanish. It was really strange! I guess someone messed up at the station and put a DVD on with subtitles or something.

Have you been missing new episodes of your favorite shows too? What have you been watching instead – or have you found something else to do during what used to be your TV time?

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