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Trying to save money but I can’t cut any more expenses

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My husband and I have been going through some rough financial times lately so we’re working hard to cut our bills. I listed a few ways that we’re cutting our expenses on my other blog if you’d care to take a look. Perhaps our list of things we’re doing to save money might help you out!

In my quest to find ways to save money I spent some time this week in the hopes of finding the best term insurance quotes while I was at it I was also looking for good prices on home and car insurance as well. As it turns out we have pretty good rates with the company that we’ve been using for the last ten years or so … so I guess I can’t cut our bills that way!

I don’t think there’s any other things that I can cut to save money. Any ideas?





Our neighborhood is changing!

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Well our new neighbors have moved in. So far so good … they seem to be quiet. Not bad considering they have three kids!


I do hope that they are better than our last – Redneck – neighbors! I’m still getting over them and I’m so happy that they moved!

Sadly I do think we’ll have another set of new neighbors in the house a few doors away from us – maybe by early next year. One of our neighbors was recently diagnosed with cancer and he was only given three months to live. He’s getting treatments for Mesothelioma but it really doesn’t look good.

Our neighborhood’s changing. When we moved in most of our closest neighbors were older … like in their ’80s! and they’d lived in the area for 40 years or so. In the last year or two we’ve had a few neighbors pass away and others move either to nursing homes or went to live with their children … My guess is that five years from now we’ll have a whole new set of neighbors and we’ll be the ones who’ve been here the longest. LOL

Is your neighborhood going through a change?

I’m so bored!

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I’ve noticed over the last month or so that I’m becoming really bored with being at home. The problem is there isn’t much I can do about it!

I’m stuck at home because I’m sick and since I don’t feel all that well most of the time I can’t really get out and do things – not as much as I’d like to any way!

I try to keep busy working on my various website and blogs, doing a bit of gardening when I can and of course playing with my Labrador Retriever … but I’m bored.

Maybe I should look into one of those Cancun packages and plan a vacation? I’ll be a change of scenery would do me good! Only problem is we are so strapped for cash I can really only dream about a vacation right now. I have been working on some things that might change our financial picture for the better – hopefully by the new year … so maybe if that happens we’ll be able to go on a holiday … just in time to get away from the horrid cold weather here in Toronto. LOL

Do you ever get bored with your life? What do you try to do to stop the boredom?

Last week was cold, this week it’s hot and humid! Strange Weather

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It’s hard to believe that today is the second day of Autumn! It’s 27 C outside and with humidity if feels like 35 C (95 F). Now those are summer temps!

The weather’s been so weird this year. Last week it was getting so cool at night (6 C (42 F) that I was thinking about bringing in my tropical plants like the Orchids, passion flower, jasmine and other vines and putting the patio furniture away for the rest of the year. We even took the air conditioners out of the windows last Sunday so that the house would be warmer. LOL and now we’re having a mini heat wave!

It’s been so humid in the house that the chewable calcium tablets that I put out each day to remind me to take them have gotten all wet from soaking up the humidity! That’s a first!

I guess I shouldn’t complain about humid weather though … I heard that people in some parts of Colorado had snow yesterday! With any luck we won’t see snow here until December or late November at the very earliest.

How’s the weather in your area?

Lovely white phlox in the garden

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Well summer’s almost over but you wouldn’t know it if you took a look at my garden.

Most of my plants are still blooming and I expect them to keep blooming and looking fairly nice until late October or even later. Some years I’ve still had roses blooming well into December!

This year my Phlox has been doing well. Often it blooms and then the leaves get covered in powdery mildew and the stalks die down only to regrow slowly hindering further blooms. This year however my Phlox did well and wasn’t affected by powdery mildew very much (my roses on the other hand were!).

Here’s what my Phlox looks like in bloom –

White Phlox 5

Isn’t it lovely? The flower heads are on stalks of about three and a half feet tall and there are usually several blooms on each stalk. I planted the Phlox near my Patio so that I can enjoy the flowers while I sit at my patio table. I also like that they are white flowers … you can still see them fairly well at night so they help highlight the garden.

Do you garden? What’s blooming in your garden right now?

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