I was just saying on my other blog how expensive this holiday season has been for us. I think this is just about the most expensive time of year for a lot of people … it certainly is for us! Our next most expensive time of year is usually May or early June as we’re buying plants, seeds and other items for our garden.
What’s your most expensive time of year? Do you just dread watching the barcode scanner go over your items and tally up the total? I know I do!
At least this year we didn’t use the credit card for any of our purchases so I won’t get a scary bill in January. Ok … I will … I still have to do my nurses registration online before the 1st of January and I think that will be on January’s bill … maybe February’s if we’re lucky. LOL
I can’t seem to get away from this theme about people over spending, bills coming in etc. Every blog I’ve hit this am seems to be spreading gloom and doom. I actually do use the charge card, for as much as possible, rarely do I have cash in hand. I recommend others do the same. Almost all charge cards nowdays have means of getting money back, getting points that can be turned into goods and services. We’ve done very well for multiple years with the money we save because we do use our charge cards. I could list the household items we’ve gotten from points as well. The trick is to be disciplined, to truly know what you can spend on the card and pay it off each month so you’re not paying interest.
Happy New Year
Sandy we don’t like to use our charge card much … especially now when my husband is going through three two week periods of lay offs at work .. we don’t have a cent to spare, but what we did spend over the holidays was spent with money that we had so we won’t have any extra bills to worry about come January etc.
I was in huge debt because I did so much shopping! I didn’t realize how much I spent till I looked at the bills.
– Kai